USB341 Money and Property

This unit provides the analytical tools and skills necessary to understand property finance and investment and the role of property assets within capital markets. You will explore debt and equity markets linked to property assets including: features of mortgage loans, bank lending criteria, and mortgage math; and look at the historical development of secondary mortgage markets and the process of securitization. You will analyze the key factors that drive default risk and interest rate risk on mortgages and learn the basic principles for the valuation of mortgage-backed securities. The causes and consequences of the 2008/09 global financial crisis, and the implications for both commercial and residential property finance, will be discussed. You will also study property funds and Real Estate Investment Trusts (REITs), which are the primary equity structures used for real estate and learn the legal and institutional framework of Australian REIT industry, tax issues, and REIT valuation.

Unit information

Unit code
USB341
Faculty
Science and Engineering Faculty
School/Discipline
Civil Engineering & The Built Environment
Study area
Business
Credit points
12

Dates and locations

Teaching period Dates Locations
See all available class timetables for this unit

Fees

Find out more about costs for study abroad students.

Guide to fees

Commonwealth supported place (CSP) student contribution amount
For Australian citizens, permanent visa holders and permanent humanitarian visa holders, and New Zealand citizens who study this unit:
  • as part of a QUT course and are eligible for a Commonwealth supported place (CSP)
  • as a cross-institutional student who has a Commonwealth supported place at their home university.
Domestic fee-paying student fee
For Australian citizens, permanent visa holders and permanent humanitarian visa holders, and New Zealand citizens, who study this unit:
  • as part of a QUT course and are not eligible for a Commonwealth supported place (CSP)
  • as part of a QUT course during Summer Semester
  • as a cross-institutional student who does not have a Commonwealth supported place at their home university
  • as a single-unit study student.
International student fee
For international students who study this unit:
  • as part of a QUT course
  • as a cross-institutional student.

Previous study requirements

Prerequisites
USB245 or UDB246
Equivalents
UDB341
Assumed knowledge
Content of USB242 is assumed knowledge

Guide to previous study requirements

Prerequisites
To enrol in this unit, you must have completed these prerequisite units (or have credit, advanced standing or exemption for them), or be able to demonstrate that you have equivalent background knowledge.
Anti-requisites
You can’t enrol in this unit if you have completed any of these anti-requisite units.
Co-requisites
To enrol in this unit, you must have already completed these co-requisite units, or you must enrol in them at the same time.
Equivalents
You can’t enrol in this unit if you have completed any of these equivalent units.
Assumed knowledge
We assume that you have a minimum level of knowledge in certain areas before you start this unit.

Unit outlines

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Disclaimer: Offer of some units is subject to viability, and information in these Unit Outlines is subject to change prior to commencement of the teaching period.