Study level

Master of Philosophy


QUT Business School

School of Accountancy

Topic status

We're looking for students to study this topic.


Professor Julie-Anne Tarr
Division / Faculty
Faculty of Business & Law


In response to the floods in 2011, insurance companies have lifted premiums significantly in areas known to flood. In addition, a standardised definition of 'flood' has been developed at federal government level to alleviate confusion about policy terms. Given that the predominant purposes of insurance are to alleviate and to spread risk, there is a policy and economic question as to whether all home and contents insured should bear the burden of mandatory covers against events like flooding, or whether the burden should fall only on those who live in flood-prone areas.

This research will focus upon the legislative and insurance industry responses to flood cover in the aftermath of the 2011 Queensland floods, and will evaluate these responses in the context of policy and economic criteria.


If you have questions about: