Everything you need to know as a first-time student.
Information and support for postgraduate study.
Courses, supervisors and your life as a researcher.
Discover our campuses, courses and entry requirements.
Step-by-step application guides for our courses.
Get financial support for your studies. Find a scholarship that's right for you.
Options like part-time, external and online study can help you tailor how you learn.
See where our graduates are now, and where your studies can take you.
Our executive education courses give you the skills you need to lead in a fast-paced world.
Boost your career or extend your skills with a short course or unit.
Our free online courses are open to everyone.
We're constantly moving forward in our research output, commercialisation and collaboration. Find out how you can join our research community and bring innovation to the real world.
Considering research with us? Here's what to expect.
Our strengths and achievements, research projects and activity, and research institutes, centres and groups.
Apply for scholarships for research study, or competitive grants as a professional researcher.
Our researchers work in supportive and established networks.
We value and promote integrity and ethical responsibility in all research we conduct.
A selection of world-class research from our research centres and groups.
We collaborate with industry partners to research solutions for real-world problems, and to give our students hands-on experience in the workplace.
Work with our students and graduates, sponsor scholarships, prizes or events, or become an industry partner.
We offer commercial research and consultancy services, research commercialisation, and workplace training and development.
We're working with a range of industry partners and collaborators.
Our customised executive education equips your employees with tools and inspiration to give your organisation a real edge.
We offer short courses to help you advance your career and expand your skills.
Boeing Australia have collaborated on projects with us and provided sponsorship, and their staff have taught in our avionics program.
We are a highly successful and globally positioned Australian university with an applied emphasis in courses and research.
Make a real impact by giving to QUT and supporting our students, researchers and community.
Our history, key statistics, sustainability initiatives and programs and Indigenous acknowledgement.
Meet our staff and executive team.
Our awards, accreditation details, research rankings and scholarly achievements.
Our plans for expanding our university's achievements in learning, teaching and research.
Policies, procedures and annual reports.
What's on at QUT.
Want to work with us? See available jobs.
Our campuses and facilities, including maps, research locations and public venues.
Email: email@example.com Phone: +61 7 3138 2000
Our graduates run successful businesses, conduct ground-breaking research and make significant contributions to their communities.
We celebrate our alumni with annual awards for graduates and students.
Get involved with QUT by engaging with and supporting our current students.
Once you've graduated, we encourage you to keep in touch with the QUT community and your fellow alumni.
Email: firstname.lastname@example.org Phone: +61 7 3138 4778 Mon-Fri, 8.30am-5pm
Darryl McDonough has been named Alumnus of the Year as well as the Faculty of Law Outstanding Alumni Award Winner.
Step-by-step guide to applying as an international student.
We offer scholarships for international students to help with study and living costs.
You may be able to meet with a QUT staff member or official representative in your city.
Find out more about living and studying in Brisbane.
While you're studying here, you can access a range of support services to help you adjust to life in Brisbane.
Come to QUT for one or two semesters.
Freecall: 1800 181 848 (within Australia)
Phone: +61 3 9627 4853 (outside Australia)
Subscribe for email updates
QUT Chancellor Mr Tim Fairfax AC has announced the appointment of Professor Margaret Sheil AO as the university's next Vice-Chancellor, effective February 2018.
Email: email@example.com Phone: +61 7 3138 2361
You are here:
Resorting to the mobile phone for a quick injection of cash is on the rise as more online lenders join the market, a trend likely to lead more Australians into a spiral of debt, says QUT poverty researcher Professor Greg Marston.
Online lending is a form of payday lending - a small monetary fix to take care of a sudden urgent bill to be paid back next payday - at least that's how the theory goes, says Professor Marston said.
"The payday lenders' core business model is, however, repeat loans to low-income customers," said Professor Marston, from QUT's School of Social Work and Human Services.
"They make little money on one-off loans that are paid off by the due date but have devised ways to trap vulnerable people into a cycle of debt that can be impossible to get out of, despite recent national regulation of payday lenders.
"The easy availability of quick-fix, no-security loans from online lenders could draw in young people and, like online gambling, become a debt trap."
Professor Marston said payday lending was part of the 'poverty industry' whereby players tailor products or services to the low-income market for a marked up price.
"We find this with fast food outlets, for example, and we find payday lenders set up shop opposite Centrelink," he said.
"The poor pay more for everything and they pay more for credit."
Professor Marston said new regulations to temper the flourishing demand for small, short-term loans were likely to worsen poverty without alternative financial resources being made available.
In a study of 112 Australian payday customers, Professor Marston said the researchers found the top seven reasons borrowers took out their first payday loan were to meet regular, weekly-type needs.
"Food, bills, rent and 'had no money' were reasons people resort to payday loans when they have no other choices available to them," he said.
"More than half the borrowers in the study said they had taken out more than 10 loans in the previous two years and most of the heavy borrowers (75 per cent) had taken out more than 20 loans.
"We found disability support pensioners were twice as likely to be heavy borrowers as those on the unemployment payment.
"Twenty-three per cent had 'spiralling' loans, they were refinancing a partly paid-out loan to start a new loan. Forty-four percent of borrowers were 'cycling' loans - taking out a new loan as soon as the old one was paid out."
Professor Marston said poverty pervaded the lives of most payday customers."Put simply, the poor don't have enough money to make ends meet. They don't have access to mainstream credit - just 7 per cent of people in the study had a credit card, as opposed to 87 per cent in the general population.
"However, most of the study participants agreed the payday lenders were a necessary 'evil' unless other changes were made to the conditions that underpinned the cycle of poverty they were in.
"To improve their situation, the study participants suggested moves such as receiving welfare payments weekly, rather than fortnightly.
"They said access to smaller Centrelink advance payments repayable over short periods would be a cost-effective, flexible and realistic alternative to market-based sources of finance."
Media contact: Niki Widdowson, QUT media, 07 3138 2999 or firstname.lastname@example.org