Units

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Sample subject outline - Semester 1 2013

Note: Subject outlines often change before the semester begins. Below is a sample outline.

Rationale

Corporate and commercial loans are the major source of capital for commercial enterprises and one most commonly encountered at all levels of business. Due to their flexibility and the relatively even balance of power between the borrower and lending parties, they also most faithfully reflect the underlying imperatives and allocation of risk in the capital-raising process.

Aims

The aim of Corporate and Commercial Lending is for students to:

1. Be familiar with the process of completing a corporate loan from the perspective of lender and borrower.
2. Understand the theoretical basis of lending at the transaction level and institutional level.

Objectives

Course Learning Goals (Postgraduate)
The QUT Business School has established the Assurance of Learning (AoL) Goals to meet contemporary industry needs and standards. Achieving these learning outcomes will assist you to meet the desired graduate outcomes set at QUT - aligned with other internationally renowned business schools.

Have knowledge and skills pertinent to a particular discipline (KS)
1.1 Well-researched knowledge and critical understanding applied to issues at the forefront of a specialised discipline area
1.2 Ability to select and use effectively a range of tools and technologies to locate and/or generate information appropriate to the disciplinary context

Be critical thinkers and effective problem solvers (CTA)
2.1 Apply logical, critical and creative thinking and judgement to generate appropriate solutions to problems in the disciplinary context

Be professional communicators in an intercultural context (PC)
3.1 Ability to create and present professional documents and/or reports using high levels of analysis/synthesis/evaluation for a range of contexts and audiences
3.2 Ability to orally communicate and justify ideas and information, at a professional level, for a variety of contexts and audiences, including peers and discipline specialists

Be able to work effectively in a Team Environment (TW)
4.1 Operate effectively and with flexibility to achieve common goals in collaborative settings, using a range of skills, including leadership, negotiation, reflection, proactivity and support for team members

Have a Social and Ethical Understanding (SEU)
5.1 Apply knowledge of the ethical, social and cultural dimensions relevant to business situations, including appropriate standards or codes of practice, to provide courses of action

The specific course learning goals that apply to this unit are shown in the assessment section of this unit outline.

Please refer to the 'Aims' section above.

Content

1. Theoretical background and basic loan structure
2. Costs of lending
3. Lender's compensation
4. Loan terms and conditions
5. Loan security

Approaches to Teaching and Learning

Teaching will be seminar style involving an element of lecturing as well as student participation.

Assessment

The assessment in this unit aims to support your achievement of the learning objectives for both Discipline Knowledge and Other Graduate Capabilities. Assessment has been designed in order to allow you to:

- Receive feedback on your learning as you progress toward the development of knowledge, understanding, skills and attitudes (formative assessment); and

- Demonstrate your learning in order to achieve a final grade (summative assessment).

Determining Final Grades

The Faculty Academic Board determines student grades. The Unit Coordinators provide the detailed assessment results to the Board, working through the relevant School. These results are advisory in nature and do not necessarily constitute the final grades awarded by the Board. In its decisions, the Board compares results both within units and programs, using as a guide a set of standard distribution criteria. These criteria help the Board to ensure consistency in the marking and grading of students as applied across the faculty. These guidelines are not applied in a prescriptive fashion.Students will receive feedback in various forms throughout the semester which may include:

• Informal: worked examples, such as verbal feedback in class, personal consultation


• Formal: in writing, such as checklists (e.g. criteria sheets), written commentary


• Direct: to individual students, either in written form or in consultation


• Indirect: to the whole class

Assessment name: Assignment
Description: Research assignment on a relevant topic of the student's choice.
Length/Duration: Maximum 2,500 words
Formative or Summative: Formative and Summative
Relates to objectives: Unit Objectives: 1, 2, 3 and AOL goals: KS (1.1), KS (1.2), CTA (2.1), PC (3.1)
Weight: 40%
Internal or external: Internal
Group or individual: Individual
Due date: Week 11

Assessment name: End of Semester Examination
Description: Closed book examination
Length/Duration: 2 hours
Formative or Summative: Formative and Summative
Relates to objectives: Unit Objectives: 1, 2, 3 and AOL goals: KS (1.1)
Weight: 60%
Internal or external: Internal
Group or individual: Individual
Due date: Central exam period

Academic Honesty

QUT is committed to maintaining high academic standards to protect the value of its qualifications. To assist you in assuring the academic integrity of your assessment you are encouraged to make use of the support materials and services available to help you consider and check your assessment items. Important information about the university's approach to academic integrity of assessment is on your unit Blackboard site.

A breach of academic integrity is regarded as Student Misconduct and can lead to the imposition of penalties.

Resource materials

References:

1. EFN501 Unit Workbook 2013 Edition (on blackboard)
2. Adams, D. Banking and Capital Markets 2013. CLP Legal Practice Guides. (Available QUT Bookshop.)
3. APLMA Multicurrency Term and Revolving Facilities Agreement ("Facility Agreement") (on blackboard)

Additional references can also be found at the unit's Blackboard site at http://blackboard.qut.edu.au via your enrolment URL.

Risk assessment statement

There are no out-of-the-ordinary risks associated with lectures or tutorials in this unit. You should, however, familiarise yourself with evacuation procedures operating in the buildings in which you attend classes and take the time to
view the Emergency video.

Disclaimer - Offer of some units is subject to viability, and information in these Unit Outlines is subject to change prior to commencement of semester.

Last modified: 14-Feb-2013